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The TekPulse blog

Guides for the tools you use

Worked examples on tax, finance, images and developer utilities — written to answer the question you came here with.

Finance

How to Calculate EMI for Home, Car & Personal Loan

Learn the EMI formula, understand amortization, and discover tips to reduce your loan interest.

Jun 1, 2025 · 7 min read
Tax

Old vs New Tax Regime: Which is Better for You in FY 2026-27?

A complete comparison of old and new income tax regimes with examples to help you choose the right one. Updated for FY 2026-27.

Oct 1, 2026 · 8 min read
Investment

SIP vs Lump Sum Investment: Which Gives Better Returns?

Understand the power of SIP and when lump sum makes more sense for your mutual fund investments.

Jun 10, 2025 · 7 min read
Tax

GST Guide for Small Businesses in India

Everything a small business owner needs to know about GST registration, filing, and compliance.

Oct 1, 2026 · 8 min read
Health

Understanding BMI: A Complete Health Guide for Indians

Why the standard BMI scale may not be accurate for Indians, and what health metrics matter most.

Jun 13, 2025 · 7 min read
Tax

HRA Exemption Calculation: How to Save Maximum Tax on Rent

Step-by-step guide to calculating HRA exemption under Section 10(13A) with examples for metro and non-metro cities.

Jul 1, 2025 · 7 min read
Finance

Compound Interest Explained: The Secret to Growing Wealth in India

Understand compound interest with real examples — how PPF, FD, and SIP use compounding to grow your money.

Jul 5, 2025 · 7 min read
Security

How to Create Strong Passwords: A Cyber Security Guide for Indians

Learn what makes a password secure, how hackers crack weak passwords, and best practices for 2024.

Jul 10, 2025 · 7 min read
Tools

QR Code Guide for India: UPI, Wi-Fi, Business Cards & More

How QR codes work, how to create them free, and the best uses for UPI payments, sharing Wi-Fi, and business links.

Jul 15, 2025 · 6 min read
Developer

Online Code Compiler: Run Python, Java, C++ and 40+ Languages Free

How to run code online without installing anything — useful for students, interviews, and quick testing.

Jul 18, 2025 · 6 min read
Finance

How to Calculate Your Electricity Bill in India (State-wise Slabs)

Understand electricity tariff slabs, fixed charges, and how to calculate your monthly BESCOM, MSEB, or TNEB bill.

Jul 22, 2025 · 7 min read
Developer

JSON Formatter and Validator: A Complete Guide for Developers

Learn what JSON is, common JSON errors, how to format and validate JSON data, and useful tools for developers.

Jul 25, 2025 · 6 min read
Tools

Unit Conversion Guide: Length, Weight, Temperature & More for India

A practical guide to unit conversions used in everyday India — from metres to feet, kilograms to pounds, Celsius to Fahrenheit.

Jul 28, 2025 · 6 min read
Health

How Much Water Should You Drink Per Day? Hydration Guide for India

Find out exactly how much water you need daily based on your weight, activity level and India's climate — with a free calculator.

Jun 1, 2026 · 7 min read
Business

Quotation vs Invoice vs Purchase Order vs Delivery Challan: What's the Difference?

A plain-English guide to the four business documents small business owners mix up most often — what each one is for, and when to issue which.

Sep 9, 2026 · 7 min read
Privacy

Are Your Photos Leaking Your Home Address? The GPS Metadata Problem

Most phone photos secretly embed your exact GPS coordinates. Here's how to check, and how to strip it before you post.

Sep 10, 2026 · 6 min read
Developer

.gitignore Mistakes That Leak API Keys (and How to Avoid Them)

A missing .gitignore rule is one of the most common ways API keys and passwords end up exposed on GitHub. Here's how it happens and how to prevent it.

Sep 11, 2026 · 6 min read
Finance

FD vs RD — Which Should You Choose?

Fixed Deposit or Recurring Deposit? Compare how each works, how they're taxed, and which one actually fits your situation.

Oct 1, 2026 · 7 min read
Finance

How Gratuity Is Calculated in India

The Payment of Gratuity Act formula explained — eligibility, rounding rules, and how much of your gratuity is actually tax-free.

Oct 1, 2026 · 6 min read
Tax

GST Inclusive vs Exclusive Price — What's the Difference?

How GST-inclusive and GST-exclusive pricing work, the math to convert between them, and when businesses use each — updated for the GST 2.0 5/18/40 slabs.

Oct 1, 2026 · 6 min read
Business

Invoice vs Proforma Invoice — What's the Difference?

A proforma invoice looks like a bill but isn't one. Here's when to send which, and why mixing them up causes real accounting problems.

Oct 1, 2026 · 6 min read
Business

GST Invoice Requirements — What Every Invoice Must Include

The mandatory fields a valid GST tax invoice needs under Indian law — and why missing even one can cause problems for you or your customer.

Oct 1, 2026 · 7 min read
Business

How to Create a GST Invoice (Step by Step)

A practical walkthrough for creating a correct GST invoice — what to gather beforehand, how to pick the right rate, and a worked example.

Oct 1, 2026 · 7 min read
Business

How Discounts Are Calculated — Flat vs Percentage vs Successive

A 20% discount plus a 10% discount is not 30% off. Here's the actual math behind successive discounts, with retail and B2B examples.

Oct 1, 2026 · 6 min read
Business

Splitting Business Expenses the Right Way

For small teams, partnerships, and freelancer collectives sharing costs — equal split vs usage-based vs revenue-share, and the pitfalls that cause friction.

Oct 1, 2026 · 7 min read
Developer

How JWT (JSON Web Tokens) Actually Work

A clear breakdown of JWT structure, how signatures are verified, and the biggest misconception developers have about JWTs — that they're encrypted. They're not.

Oct 1, 2026 · 8 min read
Developer

JWT vs Session-Based Authentication — Which Should You Use?

A balanced comparison of stateful sessions and stateless JWTs — scalability, revocation, storage, and the security tradeoffs that actually matter.

Oct 1, 2026 · 8 min read
Developer

Regex Basics: A Practical Introduction

The core regex building blocks explained with real examples — matching emails, extracting phone numbers, and validating Indian PIN codes — instead of toy patterns.

Oct 1, 2026 · 9 min read
Developer

How Base64 Encoding Actually Works

Base64 is encoding, not encryption — a mix-up that causes real security mistakes. Here's the 3-bytes-to-4-characters mechanism, why padding appears, and where Base64 is actually used.

Oct 1, 2026 · 7 min read
Developer

URL Encoding (Percent-Encoding) Explained

Why URLs can't contain spaces and special characters directly, how percent-encoding works, and when to use encodeURIComponent vs encodeURI in JavaScript.

Oct 1, 2026 · 7 min read
Developer

UUID Explained: What It Is and When to Use One

What a UUID actually is, the difference between v1, v4, and v5, the 8-4-4-4-12 format, and when a UUID beats an auto-increment integer ID.

Oct 1, 2026 · 7 min read
Images

JPG vs PNG vs WebP — Which Format Should You Use?

Lossy vs lossless, transparency, and file size — a practical guide to picking the right image format instead of guessing.

Sep 15, 2026 · 7 min read
Images

How Image Compression Actually Works

What that "quality" slider is really doing, why JPGs degrade when you re-save them, and practical tips for smaller files without visible loss.

Sep 18, 2026 · 7 min read
Images

How to Resize Images Without Losing Quality (or Distorting Them)

Why stretched images look wrong, why upscaling has a hard limit, and how interpolation actually works — explained simply.

Sep 21, 2026 · 6 min read
Images

How PDF Merging Works (and When You'd Want To)

What actually happens when you combine PDFs, the mistakes people make with merge order and locked files, and real use cases.

Sep 24, 2026 · 6 min read
Images

PDF vs Image — When Should You Use Which?

When a document should be a PDF instead of a folder of JPGs, and when it should be the other way around.

Sep 27, 2026 · 6 min read